In development · 2026

koiva.tech/strides

From learning to financing-ready.

One platform that takes individuals, businesses, and groups through structured training, builds a verified profile, and opens the door to financing — whatever their sector, wherever they start.

Every stride is recorded. Every record travels.
Who it's for

One journey. Every starting point.

The platform adapts to who is on it. The curriculum, the financing links, and the assessment criteria shift — the structure stays the same.

Agriculture

Farmers & cooperatives

Individual smallholders and farmer groups moving from subsistence to market participation and input financing.

  • Agri-input credit readiness
  • Cooperative governance training
  • Produce market linkage
  • Group savings and offtake financing
Enterprise

Small & growing businesses

Informal and semi-formal businesses building the records, skills, and credibility to access working capital.

  • Business formalisation
  • Financial record keeping
  • Lender introductions
  • Business plan development
Community

Youth, women & groups

Groups and individuals accessing structured capacity building and grant or loan programmes through organised cohorts.

  • Vocational and life skills
  • Group savings management
  • Grant programme access
  • Mentorship and peer learning
How it works

Four stages. One passport.

Every beneficiary moves through the same four stages. Their progress, certificates, scores, and business data travel with them in a single verified profile.

01

Enrol

Business profile, sector, baseline. The passport is created.

02

Learn

Structured curriculum — modules, assessments, certificates.

03

Assess

Business health and financing-readiness score. Gaps identified.

04

Connect

Warm introductions to matched lenders, grants, or markets.

The Beneficiary Passport

One link. Everything a lender needs.

Completed training, certificates, assessment scores, and business data in one shareable profile. A lender or grant-maker opens it and sees a full, verified picture — no paperwork chase, no cold application. It travels with the beneficiary across programmes and years.

Passport contains
Business registration & profile
Training certificates earned
Assessment scores over time
Financial records summary
Financing readiness rating
Features

Built for the full support journey

Not a standalone training tool. Not just a loan application. The complete pipeline from onboarding to financing — in one system.

Curriculum

Flexible learning management

Operators upload their own curriculum or draw from a shared library. Modules, assessments, and certificates, tracked per beneficiary and cohort. Mobile-first with low-data modes.

Assessment

Health & readiness scoring

Formative and summative assessments with pass marks, rubrics, and gradebooks. Readiness scored against financing criteria so operators know who is ready and what gaps remain.

Linkage

Financing & market connections

Matched introductions to partner lenders, grant programmes, input suppliers, or offtake buyers — based on passport score and business profile. Warm and evidence-backed, not cold.

Cohorts

Programme management

Enrol and manage cohorts back to back, track group and individual progress, set milestones, and export the reports funders and county governments require.

Passport

Portable beneficiary profile

Every beneficiary's data, certificates, and scores in one shareable link. Travels across programmes, lenders, and years — building a verifiable track record.

Data

Programme analytics

Cohort completion rates, readiness score distributions, financing conversion. The evidence operators need to report to funders and improve the programme.

Programme operators

Who runs it

Koiva Strides is sold to the organisations running beneficiary programmes — not to individuals. The platform is their infrastructure, carrying their branding.

Financial sector

Banks & MFIs

Running capacity-building programmes as a loan pipeline. Train, assess, and convert graduates into bankable borrowers with a documented trail.

Public sector

County governments

Delivering structured support to constituents under youth, women, and enterprise funds — with the reporting trail funders and auditors require.

Development

NGOs & partners

Managing multi-cohort beneficiary programmes with funder-grade reporting, progress tracking, and evidence of outcomes.

Pricing model

Operator pays. Beneficiary uses free or at minimal cost.

Per-cohort or annual subscription for operators, with your own branding on the beneficiary-facing portal. Founding-operator rates available.

Talk to sales

Be the first programme running on Strides.

Koiva Strides is in build. Operators who join now get:

  • Early access ahead of public launch
  • Founding-operator pricing, locked in
  • Input into what the platform prioritises
  • Dedicated onboarding and setup support
Koiva Strides — From learning to financing-ready